Privacy Policy

1. Introduction

Current Capital is committed to protecting the privacy of your personal information. This Privacy Policy outlines how we collect, use, disclose, and manage your personal data when you interact with our services, website, platforms, and other offerings. We adhere to applicable privacy laws and regulations in Canada, including the Personal Information Protection and Electronic Documents Act (PIPEDA), as well as provincial legislation.

By using our services, you consent to the practices described in this Privacy Policy. If you do not agree with the terms outlined herein, please do not use our services.

2. Information We Collect

We collect various types of information to provide and improve our services, including:

• Personal Identifiable Information (PII): This includes information you voluntarily provide, such as your name, email address, physical address, phone number, date of birth, financial details (e.g., income, assets, liabilities) when you sign up for workshops, use our tools, or request personalized planning.
• Non-Personal Information: This includes data that cannot be used to directly identify you, such as browser type, operating system, IP address, website usage data (e.g., pages viewed, time spent on site), and generalized demographic information.
• Financial Data: When you use our financial planning or budgeting tools, we may collect data related to your financial transactions, investment portfolios, and financial goals. This information is handled with the utmost care and security.
• Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience, analyze website usage, and for marketing purposes. You can manage your cookie preferences through your browser settings.

3. How We Use Your Information

Your information is primarily used to:

• Provide and deliver the services you request, including financial literacy workshops, personalized planning, and financial tools.
• Improve and personalize your experience with our website and services.
• Communicate with you about your account, services, and important updates.
• Process transactions and manage your subscriptions or workshop registrations.
• Conduct research and analysis to improve our offerings and develop new features.
• Comply with legal and regulatory requirements.
• Detect, prevent, and address technical issues or fraudulent activities.
• Send you marketing and promotional communications (you can opt-out at any time).

4. Disclosure of Your Information

Current Capital will not sell or rent your personal information to third parties. We may disclose your information in the following circumstances:

• Service Providers: To trusted third-party service providers who assist us in operating our website, conducting our business, or providing services to you (e.g., payment processors, analytics providers). These service providers are bound by confidentiality agreements.
• Legal Requirements: When required by law or in response to a valid legal process, such as a court order or government request.
• Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
• With Your Consent: We may share your information with third parties when we have your explicit consent to do so.

5. Data Security

We implement a variety of security measures to maintain the safety of your personal information. These include:

• Encryption of data in transit and at rest.
• Secure servers and restricted access to personal data.
• Regular security audits and vulnerability assessments.
• Employee training on privacy and data protection best practices.

Despite our efforts, no method of transmission over the internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

6. Your Rights

Under PIPEDA and other applicable privacy laws, you have certain rights regarding your personal information, including:

• The right to access and review the personal information we hold about you.
• The right to request corrections to inaccurate or incomplete information.
• The right to withdraw consent for certain processing activities.
• The right to lodge a complaint with the appropriate regulatory authority.

To exercise any of these rights, please contact us using the details below.

7. Third-Party Links

Our website may contain links to third-party websites that are not operated by us. We have no control over the content and practices of these sites and assume no responsibility for their privacy policies. We encourage you to review the privacy policy of every site you visit.

8. Children's Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently received personal information from a child under 13, we will delete such information from our records.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time to reflect changes in our practices or legal obligations. We will notify you of any significant changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.

Last Updated: October 26, 2023

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact our Privacy Officer at: